What is a public adjuster?
A public adjuster is a middle-man or buffer between you and your insurance company to help you better handle a claim and get more money from your insurance company.
We take over the hard and exhausting work of talking and negotiating with your insurance company to help you get peace of mind knowing that an expert is making sure your claim is being handled correctly and fairly.
What does a public adjuster do?
A public adjuster’s goal is to make sure you get a fair settlement with your insurance company. Insurance companies view claims from their policyholders as lost profits and attempt to save money by paying less on claims. That combined with the loopholes they put into their policies to make them more confusing and not cover things in very specific situations can leave you frustrated and with empty pockets.
When you hire a public adjuster, you give yourself the ability to quote your damage fairly, handle the communication with the insurance company and see through all the tricks that an insurance company will play to pay you less.
Water and flood damage insurance claims
Water and flood damage can be one of the most difficult types of claims to work through with your insurance company. While there might be a lot of damage that you can see in the way of damage drywall, furniture, and appliances, there could also be a lot of damage to the things that you can’t see like your foundation.
It’s incredibly important to make sure that you are receiving payments to not only fix ALL of those problems, but also to fix whatever you need to make sure it never happens again.
Fire and smoke damage insurance claims
A fire at your home or business is an extremely emotional time. Not only are you concerned about the damage, but also losing personal items that are priceless to you can be a hard thing to deal with. Insurance companies know that there is a lot of emotion in these claims and are much more likely to try and sneak through a smaller claim.
Don’t Let Them! Our focus when dealing with a fire and smoke damage claim is making sure that you can get your maximum amount of money as quickly as possible so you can get back to life sooner!
Storm damage insurance claims
No one sees a storm coming, but when they do, it can be devastating. We don’t deal with as many storms here in Wisconsin as some other parts of the country, but strong thunderstorms and tornadoes are still within the realm of possibility.
Storms often affect a large area at once which means that insurance companies are processing a lot of claims at once. In order to save them time and money, they will try to lump claims together and find a “one size fits all” payment for everyone involved taking into account none of what happened to you personally. We fight to make sure you are treated as an individual policyholder and get everything you deserve for your storm damage claim.
Pick the right public adjuster for your claim
If you are looking to maximize your insurance settlement you need to work with an expert. You need an adjuster that is going to fight for you and your best interests and won’t rest until you get every single penny you deserve from your insurance company. This is why asking questions when hiring a public adjuster is important.
Our team has extensive knowledge in not only insurance claims, but also in restoration, construction, and general contracting which allows us to know whom to contact for a fair assessment of damages. Here at Fortitude, we know that dealing with insurance companies can be a frustrating thing to do while you have a lot of other things to worry about.
We want to take this process off your plate so you can focus on getting your life back to normal while we make sure your insurance company gives you the best settlement possible!