Services
What Fortitude Public Adjusters
Does best
Residential Insurance Claims
Damage to your home can be a devastating blow. Besides the loss of your home and personal possessions, your emotional state during this difficult time can make it hard to think clearly and objectively.
What to consider when filing a claim
- Where will you live while your home is being rebuilt?
- Will your insurance company really take care of you?
- How will all of this be paid for?
- When are you going to find the time to deal with your insurance claim?
- How will all those hours affect your family? Your job?
It is your responsibility to prepare your claim and itemize your damages. How much you get compensated for your loss is highly dependent on the quality of information that you provide on your insurance claim. You’re required to prepare estimates, inventory and value all damaged personal property, complete all the necessary claim documentation, meet with insurance company experts, and be available at the insurance company’s request.
Homeowners have little or no experience handling an insurance claim. Insurance companies handle claims every day.
Who is protecting you throughout your claim?
We are! At Fortitude Public Adjusters, we are experts in filing claims to get you the best settlement possible. As Public Adjusters, we work for you, advocating on your behalf, and never for insurance companies.
Commercial Insurance Claims
No one knows your business better than you do. Following a major loss, you should be focused on maintaining your operations, managing your employees, making vital business decisions, and not learning the ins-and-outs of the insurance claims process.
What our team will do
Our team will make sure you get everything you’re entitled to by:
- Reviewing your commercial insurance policy to establish the best strategy for presenting your claim.
- Identifying, assessing value, and documenting damages.
- Evaluating losses due to business interruption and extra expense claims.
- Negotiating on your behalf with your insurance company.
- Developing mitigation plans in order to ensure a fair and equitable claim settlement in the shortest amount of time.
Who we protect
We protect Commercial Building Owners and Commercial Business Tenants to help you:
- Maximize your insurance settlement.
- Assess all structural damage to the building or business personal property.
- Meet with the insurance company experts and representatives.
- Photograph/video and document the loss.
- Prepare and present a detailed claim to your insurance company.
- Calculate your loss of income or loss of rents claim.
- Assess damages to the improvements and installations you have made to the space.
- Expedite claim payments.
Insurance Claim Appraisal Services
An insurance appraisal is a policy process which is designed to resolve monetary disputes between the policyholder and the insurance company. If you are unable to agree to the amount of loss, and an agreement cannot be reached, either party can demand appraisal.
What is an insurance appraiser?
An Insurance Appraiser is an impartial third party who is selected by the policyholder to evaluate the existing claim and provide a value on the loss amount sustained. Both the policy holder and the insurance company choose their own impartial appraiser. If both appraisers agree as to the amount of loss, the process is complete. Should the two appraisers be unable to agree, their differences are submitted to the umpire.
Benefits of Hiring A Public Adjuster
Combs through the details for you
We read the "fine print" of your insurance policy to interpret what coverage may be applicable to a claim.
Helps determine value
We research, evaluate and estimate damage to buildings, contents and any additional expenses.
Experienced in commercial claims
We calculate business interruption costs, loss of income, and extra expense claims for businesses.
Shields insurance company from the appraisal process
We can determine the values for covered damages.
Takes all steps to develop and deliver documents
We prepare, document and support the claim on behalf of the insured.
Works with your insurance company
We will negotiate a settlement with the insurance company on behalf of an insured to help maximize your settlement.
