How a Public Adjuster Helps After a House Fire
A house fire is one of the most traumatizing things a homeowner can experience. Not only are you dealing with damages to your property, the loss of personal belongings, and lingering smoke, ash, and water damage—but you’re also expected to file a complicated insurance claim. To make matters worse, even though you have just gone […]
How to Remove Debris After House Fire
Unfortunately, the experience of a house fire doesn’t end once the flames are extinguished. Afterward, the process of rebuilding and recovering begins, starting with the removal of the fire debris. Proper debris removal is crucial to ensure you and your family’s safety, prevent further damage, and pave the way for the eventual restoration of your […]
My House Burned Down. Now What?
After a house fire, you may be at a loss for what to do next. Where should you go when you have nowhere to live? What should you do if your belongings are gone? When should you ask for help? Although the road to recovery may seem impossible, there are ways to get back on […]
What Items Are Salvageable After a House Fire?
In the aftermath of a house fire, you’re likely going to feel compelled to save everything that you can. But unfortunately, even objects that seem unaffected may have sustained damage from smoke, toxic chemicals, or water. Remember: just because it’s salvageable, doesn’t mean it’s safe. Read on to learn what you can keep (and what […]
How to File a Fire Damage Claim: A Homeowner’s Guide to Fire Loss
A house fire is one of the most traumatizing things a homeowner can experience. Once the flames are extinguished, you’re left to navigate the destruction of your property, the loss of personal belongings, and the lingering damages caused by soot, smoke, and water. And, on top of all the rebuilding and recovering, you’re also expected […]
Fire Damage Exclusions: Why You May Not Get Insurance Coverage
In the event of a home fire, you may be surprised to know that just because something burns, it doesn’t mean you automatically get coverage for it. Your homeowners’ insurance provider will consider two major things when trying to determine whether or not you receive reimbursement: what started the fire and what was damaged. If […]
6 Common Causes of House Fires in the Winter
Unfortunately, the holiday season isn’t all candy canes and brightly colored lights. Outside of the usual piles of snow, did you know that the winter months also bring a staggering increase in house fires? Of all the residential fires that occur in the U.S. every year, 47,000 take place in the winter, claiming more than […]
Hidden Costs of a House Fire Insurance Claim
Unless you’ve experienced a house fire firsthand or know someone who has, you might not be prepared for the extent of the damage it can cause. Beyond the obvious loss of property and the emotional toll, the financial repercussions can be equally devastating. While your homeowners’ insurance might cover some of the more obvious costs, […]
House Fire Dos & Don’ts: Essential Steps for Smooth Recovery
Experiencing a house fire can leave homeowners feeling overwhelmed and devastated—and rightfully so. Amidst the clean-up and insurance claims process, it can be a challenging and emotional time. However, knowing the right steps to take can make a significant difference in the ease of recovery. Read on to learn what you should and shouldn’t do […]
Does Homeowners’ Insurance Cover Smoke, Soot, and Water Damage After a Fire?
If you’ve experienced a fire in your home, then you understand that the problems don’t stop once the flames are gone. Oftentimes, you’re left with more than just structural damage—there’s also water damage from the fire being put out, as well as smoke and soot contamination. Even if the flames were able to be contained […]
