How a Public Adjuster Helps After a House Fire
A house fire is one of the most traumatizing things a homeowner can experience. Not only are you dealing with damages to your property, the loss of personal belongings, and lingering smoke, ash, and water damage—but you’re also expected to file a complicated insurance claim. To make matters worse, even though you have just gone […]
Do I Have Enough Homeowners’ Insurance Coverage?
At some point, everyone has wondered: How much homeowners’ insurance do I really need? Too little, and you might be stuck paying for repairs out-of-pocket; too much, and you’re wasting your money on huge monthly premiums that aren’t doing you any good. The reality is that there’s definitely a sweet spot, and everyone’s is different. […]
What is Matching Coverage in Homeowners Insurance?
The unthinkable has happened: a tree has fallen on your house during a storm, damaging a large portion of your shingles. You contact your homeowners’ insurance provider, and they tell you they’re going to replace the damaged portion—but can’t promise it will be an exact match. There’s a chance your roof might look patchy, but […]
How to Document Property Loss: A Helpful Guide
As a public adjusting firm, we see it all the time: clients will come to us asking for help after their property insurance claim has been denied. When we ask them what kind of documentation they submitted of the damage, they’re often confused. “What documentation?” Whether you take photos, videos, handwritten notes, or timestamps, documenting […]
Homeowners Insurance Policy Guide
Are you trying to review your homeowner’s insurance policy, only to get confused by all the technical jargon, fine print, and hidden exclusions? If so, blame your insurance company. They purposefully make your policy hard to comprehend, in the hope that you don’t understand what is or isn’t covered. That way, if damage to your […]
Top 10 Questions Wisconsin Homeowners Ask About Insurance Claims
It doesn’t matter if you’re a first-time homeowner trying to figure out what type of insurance coverage to purchase, or a long-time insuree unsure about an upcoming policy renewal—homeowners insurance is complicated, and often leaves you with more questions than answers. However, just because it’s confusing doesn’t mean you should stick your head in the […]
Does Homeowners’ Insurance Cover Smoke, Soot, and Water Damage After a Fire?
If you’ve experienced a fire in your home, then you understand that the problems don’t stop once the flames are gone. Oftentimes, you’re left with more than just structural damage—there’s also water damage from the fire being put out, as well as smoke and soot contamination. Even if the flames were able to be contained […]
Do I Have to Use the Contractor Provided by My Insurance?
If your home has been damaged and your insurance claim is approved, your insurance company will likely recommend a contractor to handle the repairs. After spending hours on paperwork and frustrating phone calls just to file the claim, it may be tempting to accept the first contractor they suggest. One less thing to worry about, […]
Can I hire a Milwaukee public adjuster after filing a homeowner’s claim?
The homeowner’s claims process is designed to confuse you. Insurance companies purposely use complicated jargon, piles of paperwork, and confusing correspondence to get you to either file a claim wrong (so they can give you a smaller settlement) or give up entirely. If you’ve filed a claim and are being offered an unfair settlement, then […]
How to Negotiate Contractor Expenses on Residential Claims
Imagine the unthinkable happens—some sort of disaster strikes and severely damages your home, leaving you with thousands of dollars worth of repairs. So you go to file a claim with your insurance company, feeling peace of mind knowing that everything will be covered. A contractor arrives and gives you a quote on what it will […]
