Types of Claims
As the premier public adjusting firm in Wisconsin, the team at Fortitude has experience working on nearly every type of property insurance claim. Whether you’re dealing with fire or water damage, or something else entirely, we’ll make sure you get the money you rightfully deserve.
Fire Damage
Fire damage claims are so much more than just the flames. You also have to deal with the loss of property, corrosive soot, smoke odor, and water damage from the fire being put out. That’s why we’ll make sure you receive compensation for everything.
Water Damage
Water is one of the most common and costly types of damage due to its ability to easily infiltrate walls, ceilings, and flooring. If left untreated, it can turn into dangerous mold and rot. Our adjusters won’t stop until your property is deemed dry, safe, and sanitary.
Storm Damage
Hurricanes, tornadoes, and spring storms can be powerful and cause catastrophic damage to properties, especially when high winds, hail, and heavy rain are involved. Our team is here to help you maximize your claim and get your life back to normal.
Hail, Ice, & Snow Damage
Winter can bring mounds of wet, heavy snow that can cause tree branches to snap and fall on your property, roofs to leak (and sometimes collapse), and ice dams to form. No matter what happens, we’ll help you make repairs and financially recover.
Collapse Damage
Buildings can suffer from hidden damage, which may cause them to fall abruptly or cave in. Not only can this be extremely hazardous, but it will also need to be well-documented and assessed immediately. We’ll thoroughly inspect your property to determine the cause.
Why Trust Fortitude to Handle Your Claim?
Maximize Claims
Did you know that our customers typically get a settlement that is 30% larger than if they were to try to handle the property insurance claim themselves? That’s because our experts will go above and beyond to get you the highest compensation possible!
Process Protection
The insurance claims process is complex and overwhelming, but with Fortitude Public Adjusters, you don’t have to face it alone. We will act as your advocates, shielding you from the sneaky tactics that insurance companies may try to use to minimize your claim.
Continued Support
At Fortitude Public Adjusters, we don’t just stop once we secure you a high insurance claim settlement. We’ll continue to be by your side, overseeing the construction and restoration process of your property to ensure it is accurately restored to its pre-loss condition.
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Frequently Asked Questions
What types of damage should my property insurance cover?
One mistake that many homeowners make is not knowing what types of damage their insurance actually covers. Your insurance should cover damages for most natural disasters or acts of nature, such as rain or wind, and also many forms of accidental incidents, such as theft or fire.
It is important to review your insurance documents and be aware of any blind spots or unclear language that may leave you in danger of not getting a settlement. If you have questions about what your policy really says, talk to a public adjuster (not your insurance company) to see what they can uncover.
Is it better to contact a public adjuster before filing a property insurance claim?
It is always better to contact a public adjuster BEFORE filing your claim. This ensures that you don’t waste time and get your payment sooner. However, if you have already filed your claim, don’t panic! A public adjuster can jump into the process at any time!
How does Fortitude determine the value of lost possessions?
This can be one of the hardest steps when filing a claim. That’s why we’ll help you go item by item and determine exactly how much it will cost to replace your damaged possessions. Unfortunately, some things, like family photos or heirlooms, are irreplaceable. But we will still do our best to get you a fair price for everything you’ve lost. That way, when we’re done dealing with your insurance company, you can feel like you’re back in your rightful, pre-loss home.
My property insurance claim was denied. Now what?
If your property insurance claim was denied, you shouldn’t give up. Insurance companies purposefully make the process confusing so that you slip up and file your claim wrong. That means it could have been a simple error that caused your claim to be denied, and if that’s the case, it can easily be fixed, and an appeal can be filed. Contacting an insurance professional, like a public adjuster, is the right next step to see if they can help.
