Fire Damage

Fire Damage Property Insurance Claims

When your property is ravaged by fire, the aftermath extends far beyond the visible damage. Despite sophisticated fire protection systems, fires leave behind a trail of destruction. Besides directly damaged components, corrosive soot, lingering smoke odor, and water used to extinguish the blaze can worsen the devastation.

Trust our licensed fire damage public adjusters to help you navigate the complexities of fire damage, ensuring your peace of mind and the full recovery of your property. Our commitment to expediting the insurance claim process ensures you the best service and highest settlement.  

Public Adjuster

How We Help

We value your well-being. This way you can worry about taking care of your family and regaining stability without missing a beat in the insurance claim process.

After suffering from such a loss, the last thing you want to do is undergo the long and tedious process of submitting a claim through your insurance company. As a reputable, licensed fire damage public adjusting firm, here are some ways we help with the claims process:

Initial Assessment

We conduct a thorough evaluation of the fire damage to your property, including structural damage, contents affected, and potential loss of use.

Policy Review

We will review your insurance policy to understand the coverage and limitations relevant to your fire damage claim.

Precise Documentation

We will help gather all necessary documentation to support your claim, including photos, videos, receipts, and any other relevant evidence of the damage.

Negotiation with Insurer

We act as your advocate in negotiations with the insurance company to ensure you receive fair compensation for your fire damage claim.

Settlement Maximization

We will ensure you receive the full amount you are entitled to under your policy.

Communication Liaison

We will handle all communication with the insurance company on your behalf, including submitting documentation, answering questions, and providing updates on the progress of your claim.

Navigating Fire Loss

It can be confusing to understand how the fire damage claims process works. Check out our Wisconsin Fire Loss Claim Resource for a comprehensive view of navigating fire loss claims.

Residential Claims House

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FAQs

Homeowners insurance typically covers fire damage and the property destroyed during the event. Please be sure to review your policy to understand the specific details of your fire damage coverage in case of an event.

Most insurance policies include coverage for ALE (additional living expenses) when your home becomes uninhabitable due to a covered loss. You can review our ALE resource to get a better understanding of what ALE is and how it might impact you during such events.

Actual Cash Value (ACV) and Replacement Cost Value (RCV) are two different calculation methods used by insurance companies to determine the value of covered property if destroyed or damaged. Read more about ACV versus RCV to understand how your insurance company is calculating your coverage for fire damage claims. 

It’s important to understand that an insurance adjuster has the insurance company’s best interest in mind when it comes to fire damage insurance claims. That’s why public adjusters are so crucial because we work on your behalf to make sure you’re getting a fair assessment and payout.

Resources

after a house fire do and don't

House Fire Dos & Don’ts: Essential Steps for Smooth Recovery

Fire loss claims with Fortitude Public Adjusters

Wisconsin Fire Loss Claim Resource: Navigating Fire Loss Claims With Fortitude Public Adjusters

brick house on fire on the roof

Should I Buy Or Build After A Home Fire?

contractor dos and donts

Working With Contractors: What To Do and Not Do (A Public Adjusters Perspective)