Hail, Ice, & Snow Damage

Hail, Ice, & Snow Damage Property Insurance Claim

Winter storms can bring in hail, ice, snow, high winds, and heavy rain, all of which can cause unexpected property damage. Mounds of wet, heavy snow can cause roof leaks and ice dams which cause water damage not just to your roof but also to the interior of your property. Strong winds and hail can also damage the exterior components of your property. No matter what type of instance occurs, Fortitude Public Adjusters is here to help you protect your property!

Our team is highly experienced in property damage claims and will thoroughly investigate your loss to help lead you to financial recovery. Our commitment to expediting the insurance claim process ensures you the best service and highest settlement.

Public Adjuster

How We Help

After suffering from such a loss, the last thing you want to do is undergo the long and tedious process of submitting a claim through your insurance company. As a reputable, licensed hail, ice & snow damage public adjusting firm, here are some ways we help with the claims process:

Initial Assessment

We conduct a thorough evaluation of the damage to your property, including structural damage, contents affected, and potential loss of use.

Policy Review

We will review your insurance policy to understand the coverage and limitations relevant to your hail, ice & snow damage claim.

Precise Documentation

We will help gather all necessary documentation to support your claim, including photos, videos, receipts, and any other relevant evidence of the damage.

Negotiation with Insurer

We act as your advocate in negotiations with the insurance company to ensure you receive fair compensation for your damage claim.

Settlement Maximization

We will ensure you receive the full amount you are entitled to under your policy.

Communication Liaison

We will handle all communication with the insurance company on your behalf, including submitting documentation, answering questions, and providing updates on the progress of your claim.

Navigating Winter Damage

It can be confusing to understand how the property damage claims process works, especially when it comes to winter-related damage. Check out our winter damage-related blogs for more information:

Snow flake icon

see what our clients have to say

FAQs

Most insurance policies for homeowners incorporate dwelling protection, which may assist in covering certain risks, such as hail and other losses related to ice. This coverage contributes to the repair costs of insured damage, up to the policy’s specified limits.

Most insurance policies include coverage for ALE (additional living expenses) when your home becomes uninhabitable due to a covered loss. You can review our ALE resource to get a better understanding of what ALE is and how it might impact you during such events.

Actual Cash Value (ACV) and Replacement Cost Value (RCV) are two different calculation methods used by insurance companies to determine the value of covered property if destroyed or damaged. Read more about ACV versus RCV to understand how your insurance company is calculating your coverage for damage claims.

It’s important to understand that an insurance adjuster has the insurance company’s best interest in mind when it comes to fire damage insurance claims. That’s why public adjusters are so crucial because we work on your behalf to make sure you’re getting a fair assessment and payout.

Resources

hand holding yellow tiny umbrella over a house, car, and people figurines

Guide to Homeowners Insurance Policies

Glossary of relevant insurance terms

Definition of Relevant Property Insurance Terms

property insurance claim guide with Fortitude public adjusters

Fortitude Public Adjusters’ Expert Guide to Get the Most Out of Your Property Insurance Claim